Protect your future, Life Insurance for families. Get covered in minutes
At Yellowbrick Financial, we make life insurance simple, affordable, and fast. Our licensed advisors help families get covered with confidence—so you can build wealth, protect your legacy, and enjoy peace of mind.
Gene Santos
FOUNDER
With over a decade of experience and having led 150+ agents, Gene has helped hundreds of clients achieve their financial goals. He coordinates with our expert team and collaborates with your existing professionals (CPAs, attorneys, realtors) to streamline your financial, tax, and legal planning.
Reduce Tax Exposure
Business Succession Planning
Advanced Legacy Strategies
Sales of highly Appreciated Assets
Family Office Advisory
Secure your future in just 3 easy steps.
STEP 1
Request A Quote
Speak to a financial specialist to determine the right type and amount of life insurance coverage for your needs.
STEP 2
Get Covered
Choose the proper amount of coverage that suits both your budget and provides adequate protection for your family.
STEP 3
Peace of Mind
Have peace of mind knowing you have put financial safeguards in place to protect your loved ones in case of the unexpected.
We help you prepare for the future.
Yellowbrick financial
The team at Yellowbrick put my mind at ease and ensured I was able to accurately understand my financial plan. I am grateful for the education and guidance throughout this process.
- Natalie Madrigal
Gene and his team are amazing. I was overwhelmed about what life insurance plan was best for me. Gene was patient with all my questions. He was never trying to over sell me, instead I was educated and given sound options for my age and life status. I'm happy I chose Yellowbrick Financial.
- Pro Hurd
It wasn't until meeting the team at Yellowbrick that I was able to accurately understand the material that I was given and to find out that it was incorrectly set up! I am now on track to financial freedom and a sound financial plan.
- Alexis A.
faq
Frequently Asked Questions
Find answers to common queries and gain valuable insights into insurance decision-making.
What is life insurance?
Life insurance is a contract where the policyholder pays premiums in exchange for a death benefit paid to their beneficiaries upon the policyholder's death, providing financial protection for loved ones. Policies can be term (covering a specified period) or permanent (offering lifelong coverage with a cash value component), and the type and amount needed depend on individual circumstances and goals.
How much is life insurance?
According to NerdWallet, as of April 2023, a 40-year-old male purchasing a common 20-year term life insurance policy with a $500,000 death benefit could expect to pay between $27 and $65 per month. However, it's crucial to understand that the actual rate you receive when getting a quote will depend on various factors, such as the insurance company, policy type, coverage amount, term length, gender, health status, and other considerations. For instance, permanent life insurance policies like whole or universal life will have significantly higher premiums compared to term life, as they offer lifelong protection and include a tax-advantaged cash value component that grows over time and can be accessed during your lifetime.
What is a good age to get life insurance?
The ideal age to purchase life insurance varies depending on individual circumstances, but generally, it's best to obtain coverage as early as possible when you're young and healthy. By securing coverage early, you can lock in lower rates and ensure that your loved ones are financially protected in case of the unexpected. However, it's never too late to obtain life insurance, as there are policies available for various age groups. Ultimately, the right time to purchase life insurance is when you have financial obligations or dependents that would be impacted by your death, regardless of your age.
What is the best life insurance policy?
The best life insurance policy depends on individual needs, goals, and financial situation. Term life is cost-effective for temporary coverage, while permanent policies like whole or universal life provide lifelong protection and cash value growth. Consulting a financial professional can help determine the most suitable policy based on your unique circumstances and objectives.
Why Choose Yellowbrick Financial?
Yellowbrick Financial helps individuals find the most suitable life insurance coverage based on their unique needs and circumstances. When you work with a Yellowbrick Financial agent, we take the time to understand your specific situation, financial goals, and budget. By gathering this information, we can provide personalized recommendations for life insurance policies that align with your requirements.
Yellowbrick Financial agents are knowledgeable about the various types of life insurance available, such as term life, whole life, and universal life. They can explain the differences between these policies and help you weigh the pros and cons of each option in relation to your needs. This expertise allows them to guide you towards the most appropriate coverage for your lifestyle and financial objectives.
Moreover, We simplify the process of obtaining life insurance, making it easier for you to secure the protection you need for yourself and your loved ones.